Credit Center

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Why get Pre-Approved?

Know Where You Stand – Get Pre-Approved!

Durham Used Vehicles understands that every consumer has questions or concerns about the information contained in their credit report and how that information can affect their ability to assume a vehicle lease or make a new puchase. By checking your credit report, you not only know where you stand with lenders you’ll also reduce the stress and time required to buy a used vehicle.

Our credit specialists are available to help answer any questions you may have about your credit history and work with you in every way to develop a program that puts you behind the wheel on the terms that work for you!

By taking advantage of our Credit Services, you’ll receive:

  • Instant access to your credit report so you’ll know where you stand.
  • Monitor your credit report and guard against identity theft.
  • Free analysis of your credit report from one of our credit specialists.
  • Information along with tips to help improve your credit history and score.

Credit Application

Welcome to the Durham Used Vehicles Express Credit Application… the quick and easy way to get pre-approved credit towards the purchase or lease of your next vehicle.

Here are just a few of the many benefits of the Durham Used Vehicles Express Credit Application:


  • It’s simple — The application is easy to follow and only takes about five minutes to complete!
  • It’s fast — Most people receive an answer within one banking day of receipt!
  • It’s convenient — Complete the application whenever you want and submit it to us 24 hours a day!

Please note: As part of the Application process we may contact you to discuss your purchase plans.

A pre-approval can save you time when you visit our dealerships to purchase or pick up your vehicle. You won’t have to wait for your credit to be approved – it’s already guaranteed by our approval department!

Before you get started, We would like you to know that we care about the privacy of our customers and the confidentiality of the information you provide. If you would like to read a copy of our privacy policy and how it pertains to any/all personal information we receives in conjunction with your Express Credit Application, please click here.

If you would like to read a copy of our internet privacy policy, please click here.

Credit Problems

Here are some examples of common problems on credit reports that can affect your credit score:

A. Late payments

B. Bankruptcies

C. Tax liens and judgments

D. Chargeoffs

E. Incorrect personal information

F. Identity Theft

Finally, it’s Easy.

Bring the dealership to your doorstep.

Find your perfect match from the comfort of home and shop millions of new and used cars based on your budget.

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